This will sound like an ad for GEICO
by bobby on Oct.23, 2007, under whatever
….because I just saved a ton of money on my car insurance by signing up on GEICO.com (props to Haaris for the tip). I mean, seriously, I was paying close to 4 grand a year for 2 cars – now I’m paying $1500. I used to have GEICO and I held a grudge against them for failing to cover one of my claims (somebody stole the seats from my convertible – yes, they stole the seats), but now that money is important to me again, I’ll just have to deal with the service I get from them.
Here are some tips for savings, though:
- The less mileage you put on the car, the less your premium would be. For example, I drive 1 mile to the train station, so that’s under 5,000 miles a year – big savings.
- Obviously, a clean driving record is important, but also a good credit rating will help keep your rate low.
- Take a defensive driving course – it can save you up to 10%
- Consolidate your homeowners insurance as well as any other cars you might have into one policy, you get discounts for that.
-ABS, Airbags, Anti-theft systems, etc. all will help keep the rate lower.
That said, I hate insurance companies – all of them. It’s the biggest scam in the world….until you need them. But even when you do, they are a pain in the ass and then they raise your rates. I can go on forever about this, but I won’t. Anyone else out there is welcome to hate, though.
